Charlie Liang | Money + Points

Oliver Buchannon

Charlie Liang

Hi, I’m Charlie, founder of Money + Points. I’m a Bay Area tech veteran who spent years helping friends and family with personal finance, credit cards, points, and travel. I started Money + Points to help busy people maximize earn and get more value out of what they already have.

Spirit Airlines Is Gone — Here's How to Keep Flying Cheap

May 3, 2026

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6 min read

Spirit Airlines Is Gone — Here's How to Keep Flying Cheap

Pour one out for the banana of the skies.

How to Fly Comfortably on Southwest Airlines in 2026

Apr 19, 2026

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2 min read

How to Fly Comfortably on Southwest Airlines in 2026

Southwest has changed. So should your approach.

Credit Cards

+3

Flying First Class on an Economy Ticket on Alaska

Mar 27, 2026

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13 min read

Flying First Class on an Economy Ticket on Alaska

And how you can maximize your upgrade chances by attaining Atmos Rewards status — it's easier than you think.

Charlie Liang

Credit Cards

+1

The Key to Maximizing Points-Earning (Oft-Overlooked)

Mar 23, 2026

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8 min read

The Key to Maximizing Points-Earning (Oft-Overlooked)

And why this credit card might be the GOAT catch-all card

Charlie Liang